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    Monday, November 12, 2007 11:11 AM        66048 L11Feb13CostofFunds.ppt
    Monday, November 12, 2007 11:43 AM        62464 L12n13Feb18n20GapAnalysis.ppt
    Monday, November 12, 2007 11:44 AM        80896 L14Feb25Capital Adequacy.ppt
    Monday, November 12, 2007  9:17 AM       100864 L1Jan7Intro.ppt
    Monday, November 12, 2007 10:48 AM       174080 L2Jan9FinlStmts.ppt
    Monday, November 12, 2007 10:50 AM        69632 L3Jan16Ratios.ppt
    Monday, November 12, 2007 10:53 AM       142336 L4Jan21HistoricalS&U.ppt
    Monday, November 12, 2007 11:08 AM       200704 L5n6Jan23n28PlanningS&U.ppt
    Monday, November 12, 2007 11:10 AM        43008 L7n8Jan30nFeb4Loans.ppt
    Monday, November 12, 2007 11:11 AM        87552 L9n10Feb6n11Bank Investments.ppt